Henrico County Microenterprise Relief Fund


Virginia LISC is pleased to announce its partnership with Henrico County to deploy the Henrico County Microenterprise Relief Fund (HCMRF). The HCMRF is a $300,000 fund created to provide grants to support microenterprises financially impacted by COVID-19. The fund will provide grant capital up to $10,000 to eligible entities to assist in meeting urgent needs. Funds may only be used for operational costs such as payroll, rent, utilities, vendors, and recovery and response related expenses. The HCMRF is made possible by Community Development Block Grant (CDBG) funding provided by the Department of Housing and Urban Development. CDBG is a type of federal funding with specific funding eligibility criteria.

Before completing your application, we strongly encourage all interested applicants to read our Grant Information and FAQ sheet.

Grant Information

Grant awards will be between $3,000 and $10,000, depending on each applicant’s demonstrated needs.

Permitted uses of the grant funds include:

  • Payroll: costs only for employees (full-time and part-time), not contract labor;
  • Rent payments: rent between March 16, 2020 and the application date;
  • Utility payments: utility payments between March 16, 2020 and the application date;
  • Vendor bills: for goods already purchased that are unable to be sold, returned, or used due to circumstances caused by the COIVD-19 pandemic;
  • Response and Recovery: including items already purchased to operate safely during the COIVD-19 pandemic. For example, personal protection equipment (PPE), retrofits to your physical establishment, etc.

Note: Funds may not be used to cover any costs covered by any other grant program, either government, including Paycheck Protection Program (PPP) or Economic Injury Disaster Loan (EIDL), or private, including corporate or philanthropic support.


To qualify for the program, applicant entities must meet the following requirements:

  • Microenterprise: 2-5 employees, one of whom is the owner.
  • Income: Owner’s household income is at or below 80% of the area median income (AMI). Please use the table below to verify your income level.
  • Years of operation: The business must have been in operation as of March 16, 2019.
  • Physical storefront: The business must have a physical storefront where they shall make their best effort to remain open, providing their primary goods or services during their normal business hours, consistent with local, state, or national guidelines, while grant funds are used.
  • Business License: Possess a valid Henrico County business license.
  • Financial Obligations: Be current on all financial obligations to Henrico County as of March 16, 2020, including utilities, property taxes, real estate taxes, and meals tax, where applicable.
  • Zoning: Be in compliance with Henrico County zoning regulations.
  • Priority Consideration: Priority will be given to businesses located in a Henrico County Enterprise Zone or a Low- or Moderate-Income Census Block Group. To verify that your business is located in one of these areas, please use this online tool. If your business is not located in either area, you may still be eligible if additional funds are available and are strongly encouraged to apply.

Maximum Income Level

AMI Chart


The following are businesses that are ineligible for this grant:
  • Any business that does not have a storefront where goods or services are provided
  • All home-based businesses, including home daycare centers
  • Any business where entry or sales of primary goods is limited to persons 18 or 21 years of age or older
  • Payday lenders, credit unions, banks, check cashing, and other financial institutions
  • Fortune and palm readers
  • Bed and breakfasts, including Airbnb or other property or vacation rentals
  • Real estate and property management companies
  • Insurance companies
  • Travel agencies
  • Financial advisors
  • Accounting and mangement firms and law offices
  • Pyramid Business structures
  • Nonprofit organizations


Applications opened Monday, August 10 at 9:00am and closed Friday, August 21 at 11:59 pm.

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